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Financing Options


Flexible Payment Solutions for Vision & Aesthetic Care

At Institute of Eye Surgery (IOES), we believe high-quality care should be accessible and financially manageable.

Whether you are considering cataract surgery, laser vision correction, Custom Lens Replacement, myopia management, dry eye treatment, or aesthetic procedures, we offer flexible payment options to help you move forward with confidence.

Our team provides clear pricing and supportive financial guidance — without pressure.


Transparent Pricing & Payment Support

Before beginning any treatment, you will receive:

  • A detailed explanation of your recommended care
  • A clear breakdown of fees
  • Available payment options
  • Answers to any financial questions

We believe financial conversations should be straightforward, respectful, and easy to understand.

Humm Payment Plans

IOES partners with Humm to offer flexible monthly payment plans for eligible patients.

Humm allows you to divide the cost of your treatment into manageable instalments, helping you proceed with care when it feels right for you.

  • Simple online application
  • Fast approval process
  • Interest-free plans available
  • Fixed monthly payments
  • Flexible repayment options
  • No need to delay treatment

If you would like to explore your eligibility, you can apply directly online:

Our team is also happy to assist you with the application during your visit.

Treatments Eligible for Financing

Humm payment plans may be used for a wide range of IOES services, including:

  • Cataract Surgery
  • Laser Vision Correction
  • Custom Lens Replacement
  • Myopia Management Programmes
  • Dry Eye Treatments
  • Ocular Surface Care
  • Aesthetic Procedures and Skin Treatments

If you are unsure whether your procedure qualifies, please contact our team for guidance.

Insurance & Self-Pay Options

Some medical eye treatments may be partially covered by private health insurance, depending on your policy and clinical findings.

We will:

  • Review your coverage
  • Explain what is included
  • Clarify any out-of-pocket expenses
  • Provide necessary documentation

For treatments not covered by insurance — including many vision correction and aesthetic procedures — flexible self-pay and financing options are available.

Why We Offer Financing

Delaying care can affect both your health and quality of life.

Monthly payment plans can allow you to:

  • Improve your vision sooner
  • Reduce reliance on glasses or contact lenses
  • Address eye discomfort or disease early
  • Enhance confidence with aesthetic treatments
  • Plan care around work and family commitments

Financing simply makes timing more flexible.


Frequently Asked Questions About Financing

No. You can apply online at any time using the Humm application link above.

Yes. Eligible medical and aesthetic procedures at IOES may be financed through Humm.

No. Your treatment plan is always based on what is medically appropriate for you, not your payment method.

Absolutely. Financial discussions are part of your consultation, and there is no obligation to proceed.

In most cases, early repayment is permitted. Our team can explain your specific terms.

Speak With Our Team

If you have questions about pricing or payment plans, our team is here to help.

We can discuss:

All conversations are handled privately and respectfully.


Book a Consultation

The first step is understanding your options — both clinically and financially.

Schedule your consultation with IOES today to receive a personalised treatment plan and clear pricing guidance.